Purphill is an independent, education-only site built for people who want calmer finances: practical budgeting, smarter spending, and clear comparisons of popular prepaid and fintech options—without the hype.
Small changes you’ll notice this week
| Tip | What it does | Try it like this |
|---|---|---|
| “Two-day rule” | Stops impulse buys without killing your motivation. | Wait 48 hours. If you still want it, plan it—not vibe it. |
| Auto-split | Makes saving feel automatic instead of painful. | Set a small weekly transfer you won’t notice. |
| Fee audit | Finds “invisible” money leaks that add up. | Scan your last 30 days for ATM, reload, and service fees. |
Independent education & comparison
We don’t provide customer support for these companies and we don’t access accounts. We simply explain how features typically work and what to double-check before you sign up.
Pick based on habits, not ads
ATM networks and out-of-network fees matter more than flashy perks. A “free” account can become expensive if you’re always hunting an ATM.
Look at transfer speed, bill pay tools, notifications, and budgeting features. The best option is the one that reduces your stress and mistakes.